Financing
Access to the funding for business across our region
ColPac offers three signatures funding tools at this time.
Contact us at info@nworegon.org to schedule a chat our staff to talk about your needs
Unlike loans from traditional lenders, other microlenders, or other crowdfunding platforms, Kiva US offers loans from $1,000 to $15,000 that are 0% interest, fee-free, crowdfunded loans with applications that require no credit score, collateral, or financial statements.
The Columbia Pacific Business Loan Program provides flexible gap financing for expansion of existing businesses, start-up of new businesses, creation of employment opportunities and/or saving existing jobs in NW Oregon.
The ColPac Brownfields Program is a low-interest loan financing option for cleanup projects on properties impacted by the existence of hazardous substances and for which cleanup is necessary in order for development or redevelopment to occur.
For more information, contact us at info@nworegon.org
Funding Options to Consider By Business Lifecycle Stage & Regional Opportunities
Concept
- Tests feasibility before market entry (ex: R&D, biz. plans, data)
- Low-High Costs, no profit
FUNDING OPTIONS
- Personal, Friends, Family
- Equity/Capital
- Seed Investors
- Commercialization Gap Fund (Biz. OR)
- Incubators
- Oregon: Oregon
BioScience, PIE (Portland
Incubator Experiment),
Starve Ups, Bright Light
Ventures - Full list here
- Oregon: Oregon
- Oregon’s Signature
Research Centers - Crowdfunding
- KIVA Microloans
- Up to 15K, 0% interest
- ColPac can endorse applications
- Grants
- SBDC Captial Access Team
Provides assistance w/
seeking funding options
Launch
- Business idea is ready to begin market entry
- Moderate-High Costs to start up, revenue begins post launch
FUNDING OPTIONS
- Personal, Friends, Family
- Loans
- SBA/USDA
- SBA: 7(a) loan, 504 loan, & Microloans
- Biz. OR OBDF Loan
- CDFIs (Craft 3 Astoria link)
- EDD Loans
- ColPac offers a loan program for loans denied by traditional lenders
- Credit Unions/Banks
- Equity/Capital
- Angel investors/VC Firms
- Biz. OR Royalty Fund
- Accelerators
- Crowdfunding
- KIVA Microloans
- Up to 15K, 0% interest
- ColPac can endorse applications
- Grants
- A rare option for anybusiness stage
- SBDC Captial AccessTeam
- Provides assistance w/seeking funding options
Growth
- Economies of scale kicks in (↑ Revenue, ↓ Costs)
- The business enjoys consistency, efficiency, and growing success
FUNDING OPTIONS
- Loans
- SBA/USDA
- SBA: 7(a) loan, 504 loan
- Biz. OR OBDF Loan
- CDFIs (Craft 3 Astoria link)
- EDD Loans
- ColPac offers a loan program for loans denied by traditional lenders
- Credit Unions/Banks
- Equity/Capital
- Angel investors/VC Firms
- Biz. OR Royalty Fund
- Mergers
- Acquisitions
- IPO
- Bonds
- Accelerators
- Grants
- A rare option for any business stage
- SBDC Captial AccessTeam
- Provides assistance w/seeking funding options
Maturity
- Consistency and stability is fully reached
- Adaptions may be made, but overall the model stays relatively the same
FUNDING OPTIONS
- Loans
- SBA/USDA
- SBA: 7(a) loan, 504 loan
- Biz. OR OBDF Loan
- CDFIs (Craft 3 Astoria link)
- EDD Loans
- ColPac offers a loan program for loans denied by traditional lenders
- Credit Unions/Banks
- Equity/Capital
- Angel investors/VC Firms
- Biz. OR Royalty Fund
- Mergers
- Acquisitions
- IPO
- Bonds
- Grants
- A rare option for any business stage
- SBDC Captial AccessTeam
- Provides assistance w/seeking funding options
Maturity
- Sales decline as market forces outcompetes the business’s model & services OR the business seeks to exit
EXITING OPTIONS
- Equity/Capital
- Sell to a buyer
- Merger
- SBDC Captial AccessTeam
- Provides assistance w/seeking funding options
The project is funded in part with Oregon State Lottery funds administered by OBDD.
